1. In fact, a handful of its stock and balanced funds have pretty feeble five-year track records.

2. Even a balanced fund ( one that mixes government bonds and equities ) would have lost money.

3. The average balanced fund returned 9.45%. In addition, during 2001, the average domestic equity fund lost 11.32% while the couch potato lost only 1.80%.

4. Article 3 The basic pension insurance system shall adhere to the principles of broad coverage, proper level, rational structure and balanced fund.

5. In Burns' 2002 update, his couch potato portfolio obtained a 10.37% total return from 1991 to 2001. The average balanced fund returned 9.45%.